Whether you start shopping in March, like Kylie, or on December 21st, like Erik, we've got some tips for checking off gifts for everyone on your Nice list without ending up on your credit card company's Naughty list. How to connect with us: Connect with a Wealth Coach: Info@FosterVictor.com Instagram: @FosterVictorWealthAdvisors YouTube: https://www.youtube.com/channel/ UCk43zuXIgLTS3vq9VkxTMow